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- identity: when FlatPay (broker) is configured, InitiateZarinPalAsync routes through pay.flatrender.ir instead of calling ZarinPal directly; new HandleBrokerCallbackAsync confirms the payment via the broker inquiry API (authoritative, not trusting the redirect) and activates the plan. New public endpoint GET /v1/payments/callback/broker (already public at the gateway via /callback/*). Env-gated — empty FlatPay__ApiKey keeps the legacy direct-ZarinPal path. - broker: deliver webhooks inline on enqueue (best-effort) in addition to the retry loop, so clients credit near-instantly (db.GetWebhook + goroutine kick). - compose + ENV_FILE: FlatPay__* for identity (FLATPAY_FLATRENDER_*). Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>